Cyber & AI Risk
Beyond cyber insurance: generative AI, funds-transfer fraud, data, and business interruption.
Modern exposure rarely fits inside one product. We map which coverage lines may respond, based on your contracts and how the business actually runs.
Coverage lines that may interact
- Cyber (breach, interruption, incident costs)
- Tech E&O (errors in technology services)
- Professional liability
- Crime / social engineering (fraudulent transfer, dishonesty)
- EPLI (employment practices)
- Media and IP-related exposures
- Contractual risk (indemnity and insurance clauses)
How AI risk is treated
We do not present a standalone "AI insurance" product. Generative AI use is treated as an exposure that can affect the scope, exclusions and conditions of policies you already hold.
What matters is where it lands: data entered into tools, use of generated output, dependency on outside services, and vendor contract terms all touch cyber, E&O or crime differently.
Cyber & AI Risk Check
The items below are worth checking from an insurance and risk-management standpoint. No automated diagnosis or recommendation is produced.
- What is entered into generative AI tools
- Handling of confidential information
- Multi-factor authentication in practice
- Dependency on cloud and SaaS services
- Vendor access to systems
- Verification steps for funds transfers
- Response to social-engineering attempts
- Employee data held
- Use of AI-generated content
- Cyber incident response planning
These are items worth confirming. Any conclusion is explained by a person after review.
Cyber & AI Risk Check
A short check across data, funds-transfer fraud, and generative-AI exposure.
Delivery is being set up. This resource will be available shortly.
Coverage areas commonly reviewed
These are general explanations. Actual coverage needs and availability depend on operations, state, and each carrier's terms.
E&O / Professional Liability
E&O / professional liability
Errors in professional advice or services — an area general liability does not address.
Learn more →Cyber
Cyber
Breach response, ransomware, interruption and incident costs. Forms vary widely between products.
Learn more →Crime / Social Engineering
Crime / social engineering
Employee dishonesty and fraudulent funds transfer — often handled separately from cyber.
EPLI
Employment practices liability
Claims arising from employment practices such as discrimination, harassment or termination.
Not every coverage line is available in every state at any given time.